From "Can I retire?" to a clear plan.
A modern advisor workspace that turns retirement questions into projections, tax strategies, income plans, stress tests, and next-best actions.
John & Sarah M.
Goal: Retire at 62 • Lifestyle spending target: $135K/year
Yes — on track with an 87% probability of success.
Age 60 is possible. Age 62 is optimal under the current plan.
The current plan is projected to support spending through age 94.
Execute phased Roth conversions while staying within the 24% bracket.
Retirement income engine
Roth and tax planning
Stress testing
Plan remains viable with reduced discretionary withdrawals in years 1–3.
Spending pressure rises, but delayed Social Security improves resilience.
Fixed income helps stabilize withdrawals and reduces plan volatility.
Planning coverage
$320K estimated lifetime healthcare cost with Medicare and supplemental coverage assumptions.
Model self-funding vs insurance to protect late-stage retirement outcomes.
Optimize beneficiary outcomes with tax-aware asset location and Roth-heavy legacy transfers.
Not a retirement calculator. A decision engine.
Connect client data, run retirement scenarios, evaluate tax actions, stress test outcomes, and generate next-best recommendations inside one modern interface.